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Author: Sorn Chhorvyvatey

Job Vacancies with CGCC – Senior Executive of Backend Developer, Senior Executive of Frontented Developer, Executive of Web Application Tester, Executive of UXUI Designer

Posted on by Sorn Chhorvyvatey

Senior Executive of Backend Developer

Key responsibilities

  • S/he shall design, implement, and maintain server-side application logic.
  • S/he shall develop RESTful APIs and services to support front-end requirements.
  • S/he shall optimize application for maximum speed, scalability, and performance.
  • S/he shall manage and ensure the performance, security, and responsiveness of APIs.
  • S/he shall collaborate with front-end developers to integrate user-facing elements.
  • S/he shall troubleshoot and debug complex application issues.
  • S/he write clean, maintainable, and well-documented code.
  • S/he stay up-to-date with backend development best practices and emerging technologies.
  • S/he shall provide general technical support and other assigned tasks

Qualification Requirements

  • Bachelor’s degree in Computer Science, Information Technology, or related field (or equivalent work experience).
  • Proven experience as a Backend Developer or similar role.
  • Proficient in backend programming languages (e.g., Python, Node.js, Java).
  • Experience with frameworks like Express.js, or similar.
  • Strong knowledge of databases (e.g., MySQL, PostgreSQL, MongoDB) and data modeling.
  • Familiarity with cloud platforms (AWS) and microservices architecture.
  • Experience with version control systems (e.g., Git).
  • Strong problem-solving skills and ability to work collaboratively in a team environment.
  • Knowledge of security best practices for web applications.
  • The ability to express complex technical concepts effectively, both verbally and in writing.
  • The proven ability to work independently and be self-motivated with minimal supervision and assistance
  • Strong verbal and written communication skills in both Khmer and English.
  • Competence in Microsoft Office Software.
  • Knowledge in research and data analysis is a plus.

 

Senior Executive of Frontend Developer

Key responsibilities

  • S/he shall develop and maintain front-end features and components for web applications.
  • S/he shall translate design mockups and wireframes into high-quality code.
  • S/he shall implement responsive design and ensure compatibility across various devices and browsers.
  • S/he shall optimize application performance for speed, scalability, and user experience.
  • S/he shall collaborate with backend developers to integrate APIs and ensure seamless data flow.
  • S/he shall troubleshoot, debug, and resolve front-end issues efficiently.
  • S/he shall write clean, maintainable, and reusable code following industry standards.
  • S/he shall stay updated on the latest web development trends, tools, and best practices.
  • S/he shall provide general technical support and other assigned tasks

Qualification Requirements

  • Bachelor’s degree in Computer Science, Information Technology, or related field (or equivalent work experience).
  • Proven experience as a Frontend Developer or similar role in web application development.
  • Proficiency in HTML, CSS, and JavaScript, with experience in modern JavaScript frameworks or libraries (e.g., React, Angular, Vue, Material-UI, Bootstrap).
  • Experience with responsive design, cross-browser compatibility, and front-end performance optimization.
  • Familiarity with version control systems (e.g., Git) and collaborative workflows.
  • Understanding of RESTful APIs and integrating frontend components with backend systems.
  • Knowledge of UI/UX principles and experience with design tools (e.g., Figma, Adobe XD).
  • Strong problem-solving skills and attention to detail.
  • Excellent communication skills and the ability to work in a collaborative team environment.
  • Ability to work effectively as a team and individual with a sense of responsibility, flexibility, adaptability, and willingness to learn.
  • Ability to prioritize tasks effectively, maintain timelines, and manage/plan workloads effectively.
  • Strong verbal and written communication skills in both Khmer and English.

 

Executive of Web Application Tester

Key responsibilities

  • S/he shall design, execute, and maintain test cases, plans, and scripts for web applications.
  • S/he shall conduct functional, regression, integration, and performance testing to ensure application quality.
  • S/he shall identify, document, and track bugs, issues, and inconsistencies in web applications.
  • S/he shall work closely with developers and designers to replicate issues, analyse root causes, and validate fixes.
  • S/he shall conduct usability and accessibility testing to ensure a positive user experience across different devices and browsers.
  • S/he shall develop and implement automated tests for routine checks and scenarios.
  • S/he shall ensure applications meet performance, usability, and security requirements.
  • S/he shall provide feedback and suggestions to improve the application’s functionality and user experience.

Qualification Requirements

  • Bachelor’s degree in Computer Science, Information Technology, or a related field (or equivalent work experience).
  • Proven experience as a Tester or QA Specialist, specifically in web application testing.
  • Familiarity with testing methodologies and tools (e.g., Selenium, JMeter, Postman, or similar).
  • Experience in both manual and automated testing techniques.
  • Strong understanding of web technologies (HTML, CSS, JavaScript) and cross-browser compatibility.
  • Knowledge of basic SQL for database verification and API testing.
  • Excellent analytical and problem-solving skills, with attention to detail.
  • Strong communication skills and ability to work collaboratively with cross-functional teams.
  • Ability to work effectively as a team and individual with a sense of responsibility, flexibility, adaptability, and willingness to learn.
  • Ability to prioritize tasks effectively, maintain timelines, and manage/plan workloads effectively.
  • Strong verbal and written communication skills in both Khmer and English.

 

Executive of UX/UI Designer

Key responsibilities

  • S/he shall conduct user research, interviews, and usability studies to gather insights into user needs and behaviour.
  • S/he shall design and deliver wireframes, prototypes, user flows, and mockups for web applications.
  • S/he shall create and implement intuitive user interfaces that align with brand guidelines and improve overall user experience.
  • S/he shall collaborate with developers to ensure designs are feasible and effectively translated into working code.
  • S/he shall iterate on designs based on user feedback, analytics, and testing results to continuously improve the product.
  • S/he shall develop and maintain design documentation, style guides, and UI patterns for consistency across applications.
  • S/he shall keep up with the latest design trends, tools, and best practices in UX/UI design.

Qualification Requirements

  • Bachelor’s degree in Design, Information Technology, or related field (or equivalent work experience).
  • Proven experience as a UX/UI Designer with a strong portfolio showcasing web application design projects.
  • Proficiency in design tools such as Figma, Sketch, Adobe XD, or similar.
  • Strong understanding of UX/UI principles, user-centered design methodologies, and usability best practices.
  • Experience with wireframing, prototyping, and creating high-fidelity mockups.
  • Knowledge of responsive design and front-end technologies (HTML, CSS, JavaScript) is a plus.
  • Excellent communication and collaboration skills with a user-centric approach to problem-solving.
  • Strong attention to detail and the ability to work independently as well as in a team.
  • Excellent communication skills and the ability to work in a collaborative team environment.
  • Ability to work effectively as a team and individual with a sense of responsibility, flexibility, adaptability, and willingness to learn.
  • Ability to prioritize tasks effectively, maintain timelines, and manage/plan workloads effectively.
  • Strong verbal and written communication skills in both Khmer and English.

CGCC Attended the Friday Coffee Talk

Posted on by Sorn Chhorvyvatey

In the afternoon of 13 December 2024, Mr. No Lida, CEO of CGCC, and colleagues attended the Friday Coffee Talk organized by the Young Entrepreneurs Association of Cambodia (YEAC) on the topic of “Securing Capital with CGCC’s Bond Guarantee”, in which Mr. No Lida was one of the speakers, and participated by other 2 speakers including Mr. Iv Kimsour, CEO of APM (Cambodia), and Mr. Seng Chan Thoeun, CEO of Royal Group Securities (RGS).

The discussion focused on how to prepare to standardize the business, the importance of secure capital with bonds, understanding CGCC, and the procedures of CGCC’s bond guarantee, and some other challenges raised by business owners.

Entrepreneurship Program Initiative of CGCC (EPIC) 3rd Series of 2024

Posted on by Sorn Chhorvyvatey

On 06 December 2024, at the Business Development Center, Credit Guarantee Corporation of Cambodia (CGCC), and J Trust Royal Bank, co-organized the EPIC 3rd Series of 2024 on “Effective Business Operation in the Digital Age for MSMEs”, participated by around 50 trainees from the Micro, Small, and Medium Enterprises (MSMEs), in which approximately 65% are women entrepreneurs, and around 10 students from the AMT scholarship-Alumni Association.

The EPIC 3rd Series of 2024 was attended with high honor for the certificate presentation ceremony to all participants, trainers and distinguished speakers by His Excellency Dr. Mey Vann, Secretary of State, Ministry of Economy and Finance and the chair of the Group 6 of the A.M.T Scholarship Students-Alumni Association, and under the honor presence of Lok Chumteav You Bory, Vice President of the Cambodian Women’s Association, Mr. No Lida, CEO of CGCC, Ms. Hang Chuon Narita, Chief of Corporate Banking of J Trust Royal Bank, Mr. Pea Vanchhay, Head of SME of Corporate Banking of J Trust Royal Bank, and the management teams of both CGCC and J Trust Royal Bank.

Through this EPIC 3rd Series of 2024, all participants learned about “Business Operations in the Digital Age for MSMEs” shared by Ms. Sem Sreytouch, Founder of EPL Pollinate Enterprise and President of Cambodia Honey Association. Ms. Sreytouch shared comprehensive digital tools to streamline business operations, how to use digital tools to increase sales, business operation management, customer relations and promotion of products or services, cyber security, and shared strategies for adapting to future market trends and digitalization to stay sustainable and competitive in the digital era. All participants also shared their own practical experiences with each other through active group discussions on topics surrounding the importance of using digital tools and systems, challenges in transitioning to digital, and suggestions or requests for enhancing the performance of MSMEs.

In addition, participants also learned about “Credit Guarantee Mechanisms to Support Access to Finance for SMEs” through a presentation by Ms. Lim Chanthida, Director of Centralized Operations of CGCC. In line with the credit guarantee mechanism, Mr. Poch Pisal, Relationship Manager of SME of Corporate Banking of J Trust Royal Bank, also shared  “Credit Assessment Process and Financial Solutions for Businesses, and in particular, Support for Women Entrepreneurs.” with participants.

Capacity-building is one of the priorities of CGCC in the mission of improving financial inclusion and developing SMEs in Cambodia. EPIC is the flagship entrepreneurs’ capacity-building program of CGCC that will provide training to MSMEs on relevant and practical topics of business operations and management for entrepreneurs in collaboration with related stakeholders/Participating Financial Institutions/participants.

 

CGCC Annual Staff Retreat 2024 in Koh Sdach, Koh Kong Province

Posted on by Sorn Chhorvyvatey

To strengthen solidarity, increase productivity and appreciate all employees for their efforts to support the operation of credit guarantee, CGCC organized an Annual Staff Retreat accompanied by a training program on “Effective Communication Skills” as well as a team building in Koh Sdach, Koh Kong Province from November 29 to December 1, 2024.

Through this program, CGCC management team and staff have the opportunity to get to know each other, have a mutual understanding, and exchange work experiences, as well as increase capacity and additional knowledge of concepts and practices in effective communication skills to enhance the ability to work as a team  which contributes to the effective and efficient operations and development of CGCC in line with the vision of improving the financial inclusion and developing small and medium enterprises in Cambodia. 

Donation Ceremony for Replacement Parts for the Drinking Water System and Sharing Academic Knowledge from CGCC to Students of Koh Sdach High School

Posted on by Sorn Chhorvyvatey

On 29 November 2024, CGCC is pleased to once again visit Koh Sdach High School in Koh Kong Province under the leadership of Mr. No Lida, CEO of CGCC and along with management team and all CGCC staff to bring donations of drinking water filters and study materials to Koh Sdach High School, which was warmly welcomed by Mr. Phok Hoeun, Principal of Koh Sdach High School, teachers, and approximately 90 students of Koh Sdach High School.

It should also be noted that on 5 February 2023, CGCC donated water purification system to Koh Sdach High School to provide students and the whole community of Koh Sdach with clean water by reducing the shortage of clean water supply, the use of plastic water bottles, and daily expenses of students and the community in the island.

During this revisit to Koh Sdach High School, this initiative aims to assess the operational efficiency of the water purification system and provide essential spare parts for its technically proper maintenance service. Furthermore, CGCC management and staff enthusiastically engaged in a meeting with approximately 90 students from the 10th, 11th, and 12th grades. The purpose of this meeting with the students was to share their good knowledge, experiences, orientation, and provide guidance on selecting the appropriate major for pursuing their university studies.

CGCC Co-Organized the “Launching Seminar of Knowledge Sharing Program (KSP) 2024/2525″

Posted on by Sorn Chhorvyvatey

In the afternoon of 26 November 2024, at Hyatt Regency Hotel Phnom Penh, Credit Guarantee Corporation of Cambodia (CGCC) has co-organized the “Launching Seminar of Knowledge Sharing Program (KSP) 2024/2525”, presided over by H.E. Dr. Mey Vann, Secretary of State, Ministry of Economy and Finance, and H.E. Koh Seung Beom, Chairman of the Financial Education Council (FEC) of the Republic of Korea, and with the presence of the Republic of Korea delegates, CGCC management and staff, representatives of Participating Financial Institutions (PFIs) that are Business Partners of CGCC, and development partners, approximately more than 50 participants.

The launching seminar was held as a testament to the cooperation between the Ministry of Economy and Finance of the Kingdom of Cambodia through CGCC and the Ministry of Economy and Finance of the Republic of Korea, and to inform the public and CGCC’s partners about the progress and action plan of the CGCC for the KSP 2024/2025.

CGCC has been selected as one of the Cambodian institutions in the Kingdom of Cambodia to implement the KSP program among the many institutions and  countries that have submitted this project to the Government of the Republic of Korea. The KSP program will focus on (1) increasing credit analysis capacity for credit guarantee operations, (2) risk management, and (3) project development for credit guarantee to support the development of small and medium enterprises in Cambodia.

Maybank’s New Financing Scheme to Boost SMEs

Posted on by Sorn Chhorvyvatey

Maybank Cambodia, in partnership with the USAID-funded Feed the Future Cambodia Harvest III project and the Credit Guarantee Corporation of Cambodia (CGCC), on Saturday launched the ‘SME Export Finance Solution’ to support the growth of Small and Medium Enterprises (SMEs) in the country.

This initiative also includes the Building Capacity and Capability (BCC) programme for SMEs.

The partnership between the three parties aims to elevate the competitiveness of local SMEs on the global stage, fostering sustainable growth and strengthening Cambodia’s presence in international markets.

By offering tailored financial products—such as working capital loans, trade finance, competitive foreign exchange in 21 currencies, remittance solutions, and export credit facilities—the initiative equips SMEs with resources to overcome financial barriers.

The launch of the ‘SME Export Finance Solution’ was marked by the signing of an agreement between Rath Sophoan, Chief Executive Officer and Country Head of Maybank Cambodia and Nimish Jhaveri, Chief of Party of Feed the Future Cambodia Harvest III.

In his welcoming remarks, Sophoan said that the SME Export Finance Solution will be a game-changer for Cambodian businesses aiming to expand exports to existing or new international markets.

“By empowering SMEs to overcome traditional barriers to finance, this partnership advances individual business growth while contributing to the broader economic development of Cambodia,” he stated.

“As SMEs are the backbone of the Cambodian economy, by equipping them to succeed in export markets, this collaboration will fuel job creation, foster sustainable economic growth, and strengthen Cambodia’s position as a competitive player in the ASEAN region and beyond,” Sophoan noted.

“This initiative also reinforces Maybank’s commitment to its role as the Best ASEAN Bank in Cambodia, leading the way in regional economic empowerment,” he added.

Nimish Jhaveri, Chief of the Party of Feed, the Future Cambodia Harvest III, said the new trade financing solution would provide SMEs with the necessary capital to manage production costs, invest in quality improvements, and fulfil international orders.

“An effective trade financing solution is crucial for these enterprises, as it not only helps bridge cash flow gaps but also enables them to compete more effectively by facilitating timely deliveries and expanding their market reach,” he noted.

“Together, we ensure that these enterprises are equipped not only with financial resources but also with the knowledge and expertise required to succeed globally,” Jhaveri added.

In conjunction with the SME Export Finance Solution, Maybank Cambodia, CGCC, and Harvest III also announced the ‘SME Building Capacity & Capability (BCC) Programme 2024 & 2025’, a flagship initiative designed to further equip SMEs with essential business skills and knowledge.

Since its inception in 2021, the BCC Programme has trained hundreds of SMEs on business fundamentals, advanced techniques, and modern technologies.

Building on this success, in 2024 and 2025, the programme aims to deliver specialised sessions on trade finance solutions, financial management, and strategic planning, led by industry experts from the accounting and business, consulting, and finance sectors. This training empowers SMEs with practical insights and skills needed to enhance their operations and optimise their growth potential.

No Lida, CGCC’s Chief Executive Officer, expressed his strong support for this initiative, stating that the BCC programme equips SMEs with essential skills and knowledge, empowering them to access finance and expand their businesses.

“Through this initiative, we can help improve financial literacy and lay the groundwork for SMEs to thrive locally and internationally. This programme is a crucial step toward our shared vision of fostering a resilient and dynamic SME sector that significantly contributes to Cambodia’s economic growth,” Lida said.

With this initiative, Maybank Cambodia, Harvest III, and CGCC are building a robust support ecosystem for Cambodian SMEs, positioning them to thrive in domestic and global markets.

This initiative provides SMEs with the resources, knowledge, and confidence to scale their businesses and pursue international opportunities through the combined power of financial solutions, capacity-building programmes, and reduced collateral requirements through credit guarantees.

 

Credit to: Khmer Times, published on 25 November 2024

CGCC Participating in the Partnering and Congratulating the “Access to Finance for SMEs” Training Program

Posted on by Sorn Chhorvyvatey

On November 25, 2024, Mr. Yun Phan, Director of Strategy and Business Development of CGCC, along with team members, had the honor partnering with and congratulating the “Access to Finance for SMEs” training program. This program was organized by the Federation of Associations for SMEs of Cambodia (FASMEC) and Mekong Inclusive Ventures (MiV), with financial support from the Skill Development Fund (SDF).

Mr. Yun Phan expressed his interest in the role of Small and Medium Enterprises (SMEs) in Cambodia’s sustainable economic development. CGCC is committed to supporting the smooth implementation of this project through a skills training program and credit guarantees to partner banks and microfinance institutions. Collaboration with associations and partner institutions is also essential to foster the growth of entrepreneurs and SMEs in Cambodia. The successful implementation of this project will enhance CGCC’s ability to assess client risk and provide a broader range of credit guarantees, ensuring prompt customer service.

It is also noteworthy that this training program is intended to provide training, knowledge, and facilitate the acquisition of financing for small and medium-sized enterprises (SMEs) to utilize credit effectively for the purposes that drive SMEs in Cambodia to achieve sustainability, which in turn contributes to national economic growth.

CGCC Provides $240 Million Worth Credit Guarantees for MSMEs

Posted on by Sorn Chhorvyvatey

The Credit Guarantee Corporation of Cambodia (CGCC) has provided credit guarantees of $240 million to micro, small and medium-sized enterprises (MSMEs) as their working capital for expansion.

“As of the end of October 2024, CGCC has supported 2,858 MSMEs by providing credit guarantees for their loan applications, amounting to $240.59 million,” CGCC said in a press release on Wednesday.

The outstanding guaranteed loan as of October was $142.78 million while the outstanding guaranteed amount was $104.36 million, read the report.

There are 2,683 micro, small and medium enterprises (MSMEs) and 175 large businesses in Cambodia, the report said, adding that 1,247 of the businesses were women-owned.

Ros Seilava, Secretary of State at the Ministry of Economy and Finance, said that the CGCC plays a role in developing credit guarantee mechanisms that lead to the development of financing mechanisms and financial products that can contribute to economic diversification and increasing competitiveness in line with the Pentagonal strategy for growth.

“While the global economic model is changing, the CGCC has an important role to play in supporting small and medium-sized enterprises to have access to adequate financing to seize investment opportunities, increase employment and revenue aims to boost economic growth and achieve Cambodia’s vision in 2030 and 2050,” he said.

The CGCC scheme involves 28 participating financial institutions (PFIs) to extend credit as working capital investment and business expansion to SMEs.

Established in November 2020 with a state budget of $200 million, the CGCC is the preferred credit guarantee institution in Cambodia set up to improve financial inclusion and develop the growth of SMEs.

CGCC’s credit guarantee is instrumental in aiding MSMEs to obtain sufficient financing, enabling the enterprises to capitalize on investment opportunities, boost employment and increase income.

In January this year, CGCC also launched its guarantee for corporate bonds listed on the Cambodian Stock Exchange.

This marks the diversification of its guarantees beyond bank loans to guarantee corporate bonds issued by larger-sized SMEs.

 

Credit to: Khmer Times, published on 14 November 2024

 

Empowering Local SMEs to Compete Globally: New Export Finance Solution and Capacity-Building Programme Launched

Posted on by Sorn Chhorvyvatey

Phnom Penh, 23 November 2024 – Maybank Cambodia, in partnership with the USAID-funded Feed the Future Cambodia Harvest III project, is proud to announce the launch of the SME Export Finance Solution, providing tailored SME and trade financing options to empower Cambodian SME exporters to the global market. This programme also includes the Credit Guarantee Scheme and the Building Capacity & Capability (BCC) programme for SMEs, developed in collaboration between Maybank Cambodia and the Credit Guarantee Corporation of Cambodia (CGCC).

This partnership aims to elevate the competitiveness of local SMEs on the global stage, fostering sustainable growth and strengthening Cambodia’s presence in international markets. By offering tailored financial products—such as working capital loans, trade finance, competitive FX in 21 currencies, remittance solutions, and export credit facilities—the initiative equips SMEs with essential resources to overcome financial barriers and pursue international growth. This marks a transformative milestone for Cambodian SMEs, providing a pathway to expand operations, increase revenue, and secure their place in the global marketplace.

Mr. Rath Sophoan, Chief Executive Officer and Country Head of Maybank Cambodia, commented on the partnership, stating, “The SME Export Finance Solution is a game-changer for Cambodian businesses aiming for expanding exports to existing and or new international markets. By empowering SMEs to overcome traditional barriers to finance, this partnership advances individual business growth while contributing to the broader economic development of Cambodia.”

“SMEs are the backbone of the Cambodian economy, and by equipping them to succeed in export markets, this collaboration will fuel job creation, foster sustainable economic growth, and strengthen Cambodia’s position as a competitive player in the ASEAN region and beyond. This initiative also reinforces Maybank’s commitment to its role as the Best ASEAN bank in Cambodia, leading the way in regional economic empowerment,” he added.

Aligned with the objectives of Feed the Future Cambodia Harvest III —a five-year USAID-funded Activity focused on fostering inclusive and sustainable growth in Cambodia’s agriculture and SME sectors—this collaboration supports diversification, resilience, and competitiveness among Cambodian SMEs. By engaging private-sector partners and key stakeholders, the project aims to strengthen SMEs’ capacity to contribute meaningfully to Cambodia’s economic development and ultimately improve livelihoods for Cambodians.

Mr. Nimish Jhaveri, Chief of Party of Feed the Future Cambodia Harvest III, remarked, “With this new trade financing solution, we can provide SMEs with the necessary capital to manage production costs, invest in quality improvements, and fulfill international orders. An effective trade financing solution is crucial for these enterprises, as it not only helps bridge cash flow gaps but also enables them to compete more effectively by facilitating timely deliveries and expanding their market reach. Together, we ensure that these enterprises are equipped not only with financial resources but also with the knowledge and expertise required to succeed globally. This partnership plays a pivotal role in enhancing Cambodia’s export potential and advancing the country’s sustainable economic growth.”

In conjunction with the SME Export Finance Solution, Maybank Cambodia, CGCC, and Harvest III also announce ‘SME Building Capacity & Capability (BCC) Programme 2024 & 2025’, a flagship initiative designed to further equip SMEs with essential business skills and knowledge. Since its inception in 2021, the BCC Programme has provided hundreds of SMEs with training on business fundamentals, advanced techniques, and modern technologies. Building on this success, in 2024 the programme will deliver specialized sessions on trade finance solutions, financial management, and strategic planning, led by industry experts from accounting & business, consulting, and finance sectors. This training empowers SMEs with practical insights and skills needed to enhance their operations and optimize their growth potential.

Mr. No Lida, Chief Executive Officer of CGCC, expressed his strong support, stating, “The BCC Programme equips our SMEs with essential skills and knowledge, empowering them to access finance and expand their businesses. Through this initiative, we can help improve financial literacy and lay the groundwork for SMEs to thrive both locally and internationally. This programme is a crucial step toward our shared vision of fostering a resilient and dynamic SME sector that significantly contributes to Cambodia’s economic growth. Furthermore, the initiative is strengthened by CGCC’s Credit Guarantee Scheme, which addresses one of the biggest challenges faced by SMEs: insufficient collateral. By easing collateral requirements, we expand financing options, allowing SMEs to access the capital they need for sustainable growth.”

Together, Maybank Cambodia, Harvest III, and CGCC are building a robust ecosystem of support for Cambodian SMEs, positioning them to thrive in both domestic and global markets. Through the combined power of financial solutions, capacity-building programmes, and reduced collateral requirements through credit guarantee, this initiative provides SMEs with the resources, knowledge, and confidence to scale their businesses and pursue international opportunities.

This strategic alliance demonstrates a shared commitment to building a resilient, inclusive, and globally connected SME in Cambodia. Maybank Cambodia, CGCC, and Harvest III are paving the way for a future where Cambodian businesses are equipped to contribute significantly to the national economy while enhancing the country’s presence on the global stage.